Terms of Service

Effective Date: February 1, 2025

1. Acceptance of Terms

Welcome to Fkra AI (accessible at https://fkra.ai, hereinafter referred to as "Fkra," "the Platform," "we," "us," or "our"). By creating an account, purchasing credits, or otherwise accessing or using Fkra, you ("User," "you," or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, you must not access or use the Platform.

These Terms constitute a legally binding agreement between you and Fkra AI. We may update these Terms from time to time, and your continued use of the Platform following any changes constitutes acceptance of the revised Terms.

2. Description of Service

Fkra is an AI-powered learning and productivity platform that provides a range of intelligent services, including but not limited to:

  • Concept Graph Generation — hierarchical extraction and visualization of concepts from user-provided content
  • Learning Module Creation — AI-generated curricula and personalized learning paths
  • Chat — conversational AI assistance for research and learning
  • Document Analysis — summarization, extraction, and analysis of uploaded documents
  • Code Review — automated static analysis and code-improvement suggestions
  • Translation — multi-language translation services
  • Image Generation — AI-powered image creation
  • Voice Transcription — speech-to-text conversion
  • Sentiment Analysis — natural language processing for sentiment detection
  • Research Queries — multi-step AI reasoning for complex research tasks
  • Community Features — forums, posts, polls, and events for collaborative learning
  • MVP Builder — tools for rapid prototyping and application building

These services are powered by third-party AI models (such as OpenAI) and are subject to availability, usage limits, and the credit-based billing system described below.

3. User Accounts

To access certain features of Fkra, you must create an account. When registering, you agree to:

  • Provide accurate, current, and complete registration information (including your name and email address)
  • Maintain and promptly update your account information to keep it accurate and current
  • Maintain the security and confidentiality of your login credentials
  • Accept responsibility for all activities that occur under your account
  • Notify Fkra immediately at [email protected] if you suspect unauthorized use of your account

You may not share your account credentials with third parties, create multiple accounts for abusive purposes, or use another person's account without permission. Fkra reserves the right to suspend or terminate accounts that violate these provisions.

4. Credits System

4.1 Overview

Fkra operates on a prepaid credit system. Credits are the virtual currency used to access AI-powered features on the Platform. Each AI feature consumes a specific number of credits per use, as outlined in Section 4.3 below. You must maintain a sufficient credit balance to use credit-consuming features.

4.2 Credit Bundles

Credits are available for purchase in the following bundles:

BundleCreditsPrice (USD)Bonus
Small100$1.00
Medium1,100$10.0010% extra
Large11,000$100.0010% extra

Fkra reserves the right to change credit bundle prices, quantities, and bonus structures at any time. Any such changes will not affect credits already purchased.

4.3 Credit Consumption

Each AI-powered feature on Fkra consumes credits at the following approximate rates:

FeatureCredits per Use
Chat Message2
Voice Transcription6 per minute
Sentiment Analysis10
Translation30
Image Generation40
Concept Graph50
Code Review60
Document Analysis80
Learning Module100
Research Query150

Credit costs are approximate and may be adjusted as we update our AI models and infrastructure. If your credit balance is insufficient for a requested operation, you will receive a notification and the operation will not proceed until you purchase additional credits.

4.4 Credit Expiration

Purchased credits do not expire and remain in your account until consumed. Fkra reserves the right to introduce expiration policies in the future with reasonable advance notice.

4.5 Non-Transferability

Credits are non-transferable between accounts and have no cash value. You may not sell, trade, gift, or otherwise transfer credits to any other user or third party.

5. Payments and Billing

5.1 Payment Processing

All payments on Fkra are processed through trusted third-party payment processors, including Stripe and PayPal. When you make a purchase, you are redirected to a secure checkout page hosted by the applicable payment processor. Fkra does not directly store your full credit card numbers, bank account details, or other sensitive payment credentials on its servers.

5.2 Pricing and Currency

All prices are listed in United States Dollars (USD)unless otherwise stated. You are responsible for any applicable taxes, duties, or currency conversion fees charged by your bank or payment provider.

5.3 Refund Policy

Due to the digital and immediately-consumable nature of credits:

  • Unused credits may be eligible for a refund within 14 days of purchase, provided that no credits from that purchase have been consumed.
  • Partially consumed credit bundles are generally not refundable. Exceptions may be made at Fkra's sole discretion on a case-by-case basis.
  • Service errors — if credits were deducted due to a verifiable technical error on our part, we will restore the appropriate number of credits to your account.
  • To request a refund or credit adjustment, contact us at [email protected] with your account email and a description of the issue.

5.4 Chargebacks and Disputes

If you file a chargeback or payment dispute with your bank or payment provider, Fkra reserves the right to immediately suspend your account and revoke any credits associated with the disputed transaction pending resolution. We encourage you to contact [email protected] before initiating a chargeback so we can resolve the issue directly.

5.5 Administrative Adjustments

Fkra administrators may, at their discretion, issue credit adjustments (additions or deductions) to your account for promotional purposes, error corrections, or policy enforcement. All adjustments are recorded in an immutable audit ledger for transparency.

6. User Content

Fkra allows you to upload, submit, store, and share content including text, documents, images, code, and other materials ("User Content"). You retain ownership of your User Content, subject to the following:

  • License Grant — By submitting User Content to Fkra, you grant us a worldwide, non-exclusive, royalty-free license to use, process, display, reproduce, and distribute your content solely for the purpose of operating and improving the Platform and its services.
  • AI Processing — Content you submit to AI-powered features (such as document analysis, chat, or code review) will be processed by our AI systems and may be sent to third-party AI providers (such as OpenAI) for processing. You should not submit content that you are not authorized to share or that contains sensitive personal data of third parties.
  • Community Content — Content posted in Fkra's community features (forums, posts, polls) is visible to other users and is subject to our community guidelines.
  • Responsibility — You are solely responsible for the legality, reliability, and appropriateness of your User Content.

7. Prohibited Uses

You agree not to use Fkra for any of the following:

  • Any unlawful purpose or to solicit the performance of any illegal activity
  • Violating any applicable local, national, or international law or regulation
  • Infringing upon or violating the intellectual property rights of Fkra or any third party
  • Harassing, abusing, insulting, defaming, intimidating, or discriminating against any person or group
  • Submitting false, misleading, or fraudulent information, including fraudulent payment information
  • Uploading or transmitting viruses, malware, or any other malicious code
  • Attempting to gain unauthorized access to Fkra's systems, other user accounts, or connected networks
  • Using automated scripts, bots, or scrapers to access the Platform without prior written consent
  • Circumventing or manipulating the credit system, including exploiting bugs to obtain free credits
  • Reselling, sublicensing, or commercially redistributing Fkra's services or AI-generated outputs without authorization
  • Generating content that is illegal, harmful, threatening, abusive, or otherwise objectionable through our AI features

8. AI-Powered Services Disclaimer

Fkra leverages artificial intelligence and machine learning models to provide its services. You acknowledge and agree that:

  • No guarantee of accuracy — AI-generated content (including text, code, analysis, and images) may contain errors, inaccuracies, or biases. You should independently verify any AI output before relying on it for important decisions.
  • Not professional advice — AI outputs from Fkra do not constitute legal, medical, financial, or other professional advice. Always consult a qualified professional for such matters.
  • Service availability — AI features depend on third-party providers and may be temporarily unavailable due to outages, rate limits, or maintenance. Credits will not be deducted for operations that fail due to service errors.
  • Model changes — Fkra may update, replace, or modify the underlying AI models at any time to improve quality, reduce costs, or comply with provider policies. Such changes may affect the style or quality of outputs.

9. Intellectual Property

The Fkra platform — including its name, logo, design, source code, algorithms, documentation, and all original content — is owned by Fkra AI and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Certain components of the Fkra platform are released under the Apache License, Version 2.0. Your use of those open-source components is governed by that license.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any part of the Platform except as expressly permitted by these Terms or applicable open-source licenses.

10. Privacy

Your use of Fkra is also governed by our Privacy Policy, which describes how we collect, use, store, and share your personal information. By using the Platform, you consent to the data practices described in our Privacy Policy.

11. Disclaimer of Warranties

THE FKRA PLATFORM AND ALL SERVICES, CONTENT, AND MATERIALS PROVIDED THROUGH IT ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

To the fullest extent permitted by applicable law, Fkra AI disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising out of course of dealing or usage of trade. We do not warrant that the Platform will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FKRA AI AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, AND SUPPLIERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES.

In no event shall Fkra AI's total aggregate liability to you exceed the amount you have paid to Fkra in the twelve (12) months preceding the event giving rise to the liability, or one hundred United States dollars (US $100), whichever is greater.

13. Indemnification

You agree to indemnify, defend, and hold harmless Fkra AI and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Platform; (b) your violation of these Terms; (c) your User Content; or (d) your violation of any rights of a third party.

14. Termination

By Fkra — We may suspend or terminate your account and access to the Platform at any time, with or without cause, and with or without notice, including for violations of these Terms or suspected fraudulent activity. Upon termination, your right to use the Platform ceases immediately.

By You — You may close your account at any time by contacting us at [email protected].

Effect on Credits — Upon account termination (whether by you or by Fkra), any unused credits in your account are forfeited and non-refundable, unless termination is due to a material breach by Fkra, in which case a pro-rata refund may be issued at our discretion.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict-of-law principles. Any disputes arising under or in connection with these Terms shall first be attempted to be resolved through good-faith negotiation between the parties.

If a dispute cannot be resolved through negotiation within thirty (30) days, either party may pursue resolution through binding arbitration or in the courts of competent jurisdiction, as permitted by applicable law.

16. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

17. Entire Agreement

These Terms, together with the Privacy Policy and any additional terms referenced herein, constitute the entire agreement between you and Fkra AI regarding your use of the Platform and supersede all prior agreements, understandings, and negotiations, whether written or oral.

18. Changes to These Terms

Fkra reserves the right to modify or replace these Terms at any time. If we make material changes, we will provide notice by posting the updated Terms on this page and updating the "Effective Date" above. For significant changes that affect your rights or obligations, we may also notify you via email or a prominent notice on the Platform. Your continued use of Fkra after such changes take effect constitutes your acceptance of the revised Terms.

19. Contact Us

If you have any questions, concerns, or requests regarding these Terms of Service, please contact us:

Last Updated: February 1, 2025